Materials contained on the unitednat.com™ website are proprietary and protected by copyright law. Copyright © 2000-2006 American Insurance Service, Inc. All rights reserved.

Information is provided for general informational purposes and is not intended, nor should be construed, to be complete descriptions of products and services. American Insurance Service, Inc., along with its subsidiaries and affiliates (known as the "United National Group" or "UNG") periodically updates and changes the information on this website and reserves the right to do so without any obligation to notify current or prospective clients.

Except as expressly permitted by United National Group, no copyrighted materials or trademarks may be copied, distributed, reproduced, republished, uploaded or retransmitted in any way without the express written consent of United National Group or any third party that may own trademarks displayed on the site. Materials may be printed and downloaded for personal, non-commercial use, provided that the use retains the copyright notices contained on the materials. Public or commercial uses of the content on the site are not permitted without United National Group’s express written permission.

The "United National Group", "United National Insurance Company", "Diamond State Insurance Company", "United National Specialty Insurance Company", "United National Casualty Insurance Company", and "unitednat.com" names and logos are trademarks of the United National Group of companies. All other names and marks are those of their respective owners and are used with permission. Nothing contained on this site should be construed as in any way granting any license or right to use any trademark displayed on this website without the written permission of United National Group or any third party that may own the mark.

All information contained on this site is provided "as is." No warranties of any kind, either express or implied are provided and any and all such warranties are disclaimed to the fullest extent permitted by applicable law. This includes but is not limited to warranties of merchantability and fitness for a particular use. United National Group does not warrant or make any representation concerning the accuracy, reliability, timeliness or usefulness of materials on the website. United National Group does not warrant that functions contained in the materials will be uninterrupted and error-free, or that this website or its server will be virus free. The user assumes the entire cost of any and all damages and United National Group assumes no responsibility or liability for damages to any computer, including viruses, as a result of the use of, access to, or inability to access this website, including servicing, repair or correction. United National Group makes no warranties and disclaims any responsibility for any materials, information or activities that may be found on any linked sites.

Although every reasonable effort is put forth to update and maintain the accuracy of the information on this site, the possibility does exist that inaccuracies and omissions may occur. Reliance upon any information contained on this site is at the user’s own risk. Under no circumstances, including negligence, will UNG be held liable for any direct, indirect, incidental, consequential or punitive damages resulting from the reliance on, use of, or the inability to use any information contained on this or any linked sites. In addition, any persons or entities that unlawfully access this site or distribute materials from this site shall be responsible for any and all damages and liable to UNG for indemnification of any losses caused by the illegal or unauthorized use.

United National Group does not represent that the information on this site is appropriate or available for use in all locations. Those accessing this site do so on their own initiative and are responsible for compliance with all applicable laws. The applicable laws of the state of Pennsylvania shall govern any and all disputes arising from the use of, or reliance upon information contained on this website.

Appropriate reciprocal links to the United National Group website are welcomed without permission. Any provided links are not endorsements and UNG accepts no responsibility for the content or activities of any other linked sites.

Inquiries concerning United National Group’s trademarks, service marks, copyrights or website should be directed to United National Group, General Counsel’s Office, Three Bala Plaza East, Suite 300, Bala Cynwyd, PA 19004.

We at United National Group, which includes United National Insurance Company, United National Specialty Insurance Company (formerly Hallmark Insurance Company, Inc.), Diamond State Insurance Company, United National Casualty Insurance Company and our affiliated companies and subsidiaries, are required to protect our customers nonpublic personal financial information.

We collect your nonpublic personal financial information from the following sources:

• Information obtained from you, including information from your application, such as name, address, telephone number, social security number, assets and income.

• Information about transactions and experiences, such as your premium payment and claims history.

• Information from a consumer reporting agency, such as your credit history.

WE DO NOT DISCLOSE THE NONPUBLIC PERSONAL FINANCIAL INFORMATION OF OUR CUSTOMERS OR FORMER CUSTOMERS, EXCEPT AS PERMITTED OR REQUIRED BY LAW. WE RESERVE THE RIGHT, HOWEVER, TO CHANGE THIS POLICY AT ANY TIME. SHOULD THIS POLICY CHANGE WE WILL GIVE AFFECTED CUSTOMERS AN OPPORTUNITY TO DIRECT THAT THEIR NONPUBLIC PERSONAL FINANCIAL INFORMATION NOT BE DISCLOSED.

We maintain electronic, physical and procedural safeguards that comply with Federal regulations to protect your nonpublic personal financial information. We limit access to your nonpublic personal financial information to those employees who need to know that information to perform their job responsibilities.

We disclose nonpublic personal financial information of former customers to affiliated and nonaffiliated third parties as permitted by law.

Safe Harbor statement: Certain statements contained in this website are forward-looking in nature. These statements can be identified by the use of forward-looking terminology such as "believe," "expect," "may," "will," "should,'' "project," "plan,'' "seek," "intend,'' or "anticipate'' or the negative thereof or comparable terminology, or by discussions of strategy. UNG's business and operations are subject to a variety of risks, and uncertainties and other factors. Consequently, actual results may materially differ from those contained in any forward-looking statements. Such risks, uncertainties and other factors that could cause actual results to differ from those projected include, but are not limited to, the following: (1) ineffectiveness of UNG’s business strategy due to changes in current or future market conditions, (2) the effects of competitors’ pricing policies, and of changes in laws and regulations on competition, including industry and development of competing financial products, (3) greater frequency or severity of claims and loss activity than UNG’s underwriting, reserving or investment practices have anticipated, (4) decreased level of demand for UNG’s insurance products or increased competition due to an increase in capacity of property and casualty insurers. UNG makes no commitment to revise or update any forward-looking statements in order to reflect events or circumstances after the date any such statement is made.