| Typical Classes |
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● Pawnshops dealing a variety of merchandise,
including jewelry and guns. Guns must be
limited to less than 50% of overall sales.
A minimal amount of title pawn (10% or less)
is acceptable.
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| Ineligible Classes |
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● Auto Pawn operations
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| Coverages Available |
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● Property
- Block Coverage available (Jewelry and
Firearms) with limits up to $2,000,000
- Building and Business Personal
Property Coverage
- Pledged Inventory may be insured at loan
value plus accrued interest or any multiple
thereof up to full market value
● General Liability
- All Owned Premises
- All Operations – unless excluded
- Personal and Advertising Injury
- Medical Payments
- Products Liability
- Gun Products Liability up to $300,000
● Automatic Coverage Extensions
- Accounts Receivables - $25,000
- Business Computer Equipment and Software -
$25,000 / $15,000
- Outdoor Signs - $2,500
- Sewer Back Up - $5,000
- Utility Failure – Off Premises - $25,000
- Valuable Papers - $25,000
- 13 other coverage extensions included
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| Optional Coverages Available |
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● Property
- Money and Securities
- Employee Dishonesty
- Property in the Custody of a Dealer
- Ordinance or Law
- Property Off Premises
- Property in Transit
- Property in Show Windows
● Liability
- Employee Benefits Liability
- Products and Completed Operations on
Guns, Firearms and Ammunition
- Hired & Non-Owned Auto Liability
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| Features / Benefits |
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● More Than 10 Years of Pawnshop
Industry Experience
● Quality Customer Service
● Timely Issuance of Policies and Endorsements
● Competitive Rates and Commissions
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