Habitational (General Liability & Property)

a ladder in a kitchen

Available States



Product Focus

  • Residential real estate investment properties
  • Vacant, under renovation, or occupied properties


Ineligible Risks

  • Restaurants
  • Bars/taverns
  • Liquor stores
  • Convenience stores and mini-marts
  • Mobile homes
  • Condominium associations
  • Commercial farming
  • Storage facilities with multiple units rented out to individuals
  • Warehouses
  • Manufacturing operations
  • Open-air malls
  • Hotels/motels
  • Structures 6 stories or greater


Coverages Available

  • General Liability
  • Property, including builders risk


Program Highlights

  • Include occupied, vacant, and renovation properties on one schedule
  • Tailored coverage options to fit your specific property investment strategy
  • Non-admitted coverage provided by a carrier with a group rating of “A” (Excellent) by AM Best
  • In-house quoting and binding authority