OSC Habitational (General Liability & Property)
Available States
All except AK & HI
Product Focus
Property and liability coverage tailored to habitational risks for owners of 1-4 family residential dwelling investment properties.
Ineligible Risks
- Apartments
- Manufactured/mobile homes
- Homeowner associations
- Condo or townhome units
- Buildings under any structural construction
- Group homes, rehab or halfway houses
- Mixed-use buildings
- Owner-occupancy
- Time Share or Short-term rentals (including but not limited to: Airbnb, VRBO, or similar)
- Student housing
- Swimming pools
- Vacant land
Coverages Available
- General Liability
- Property
Program Highlights
- Ability to write policies on monthly reporting or annual basis
- Tailored coverage options to fit your specific property investment strategy
- Non-admitted coverage provided by a carrier with a group rating of “A” (Excellent) by AM Best
- In-house quoting and binding authority
Contact Our Program Administrator
OSC Insurance Service
Jose Perez de Corch
C: 305-510-9267
