Habitational (General Liability)
Our other programs :
Artisan and Specialty Contractors Program (Small-to-Medium – General Liability Only)
Co-working Space General Liability Program
Commercial Non-Contracting General Liability
Contractors (General Liability Only)
Contractors (Mid-to-Large Size, General Liability Only)
Couriers, Truckers, Transportation (General Liability, Motor Truck Cargo, Auto Physical Damage)
Habitational (General Liability & Property)
Habitational (General Liability Only)
Market Value Product (MVP) Dwelling
Medium Hazard General Liability
Small Business General Liability Program
Tattoo & Body Piercing Parlors
Available States
- All states except AK and HI
Product Focus
- Apartments
- Vacant buildings, vacant land
- Tenant-occupied dwellings
- Residential and commercial condominium associations
- Townhome homeowners associations
- Warehouses
- Lessor’s risk only (LRO) – shopping centers, office buildings
Ineligible Risks
- Group housing, rehabilitation facilities, and assisted living facilities
- Dormitories, fraternity, or sorority housing
- Hunting exposures, or open water hazards
- Warehouses that store chemical or explosive property
- Commercial cooking with habitational
- Cold storage warehouses
- Open air malls
- Hotel / motels
Coverages Available
- General Liability
- Cyber Liability
- Employee Benefits Liability
- Hired and non-owned auto Liability
Program Highlights
- Increased General Liability limits
- Coverage provided by a carrier with a group rating of “A” (Excellent) by AM Best
- In-house quoting and binding authority
Contact Our Program Administrator
WKFC Underwriting Managers
Roger Shelton (roger.shelton@wkfc.com)