Commercial Non-Contracting General Liability

woman looking at a cash register

Available States

  • Nationwide except AK, DC, DE, HI, IL, MA, ME, NH, NJ, NM, NY, RI, and VT


Product Focus

  • Retail Stores
  • Wholesale Distributors
  • Building / Lessor’s Risk (LRO)
  • Offices


Ineligible Risks

  • Sale of used or refurbished products
  • Products manufactured or sold under own label
  • Any direct imports
  • Sales of liquor, cannabis, or firearms
  • Cooking performed on premises locations
  • Any installation, service, or repair maintenance work
  • Bars, taverns, nightclubs, restaurants, convenience stores, gas stations, hookah lounges, or billiard hall tenants


Coverages Available

  • General Liability


Program Highlights

  • Non-Admitted coverage provided by a carrier with a group rating of “A” (Excellent) by AM Best
  • ISO-based coverage forms
  • Broad risk appetite


Contact Our Program Administrator

Shield Commercial Insurance Services


Andres Sylva