Tattoo & Body Piercing Parlors

a picture of a tattoo artwork

Available States

Nationwide (except AK & HI)


Product Focus

  • Tattoo parlors, including permanent make-up
  • Body piercing facilities


Ineligible Risks

  • Monoline professional coverage
  • Monoline products/completed operations coverage
  • Risks that do not maintain records including, but are not limited to, all waivers and after-care instructions on clients
  • Risks involved in the piercing of genital areas of any customer under the age of 18
  • Tattooing minors under the age of 15 or any higher age set by applicable state laws
  • Unlicensed operation if that is a state regulatory requirement
  • Risks that do not have written sterilization, sanitation, and safety standards
  • Risks that use gloves or needles more than once
  • Tattooing performed by a physician as part of a medical procedure
  • Tattooing performed on an intoxicated client
  • Tattooing of the eyeball
  • Artists who will perform tattooing or piercing at their client’s premises (not including any work done at an exhibition or convention)
  • Branding or scarification work
  • Tattoo removal
  • Properties that do not exhibit characteristics showing they have been adequately maintained (applicable to all coverages)


Coverages Available

  • General Liability
  • Property
  • Package (Property and General Liability)
  • Professional Liability
  • Assault or battery
  • Molestation or abuse


Program Highlights

  • Non-admitted coverage provided by a carrier with a group rating of “A” (Excellent) by AM Best
  • In-house quoting and binding authority