Medium Hazard General Liability

two constructions workers

Available States



Product Focus

  • Commercial contractors
  • Residential contractors
  • Construction project owners
  • Manufacturers
  • Distributors
  • Retail/wholesale operations
  • Building owners
  • Apartment owners
  • Condominium/homeowners associations


Ineligible Risks

  • Real estate development including risks which acquire, renovate and resell dwellings and other properties (e.g. “flippers”)
  • Nursing homes and elder care including assisted living for seniors, day care for seniors, or mental health institutions
  • Any habitational, LRO building over 25 stories
  • Aircraft or aircraft parts manufacturing
  • Pharmaceutical manufacturing
  • Firearms or ammunitions manufacturing


Coverages Available

  • General Liability
  • Products Liability
  • Owners and contractors protective Liability
  • Excess Liability (only supported, no monoline excess)


Program Highlights

  • Non-admitted coverage provided by a carrier with a group rating of “A” (Excellent) by AM Best
  • ISO-based coverage forms
  • Broad risk appetite
  • In-house quoting and binding authority