Small Business General Liability Program

a woman in a groceries store

Available States



Product Focus

  • Contractors
  • Habitational
  • Retail


Ineligible Risks

  • Risks engaged in new construction of apartments, condominiums, townhouses, rowhouses, or tract houses or remodeling more than 10 units or homes in such developments
  • Risks involved in apartment to condominium conversion work
  • Risks with no prior experience in the trade or class being insured
  • Risks other than home builders subcontracting more than 25% of work (based on the percentage of gross receipts)
  • Risks involved in fire, water, or mold damage restoration or remediation work
  • Risks involved in asbestos or lead abatement work
  • Risks who install exterior wall insulation and finish system work (EIFS)


Coverages Available

  • General Liability


Program Highlights

  • Non-admitted coverage provided by a carrier with a group rating of “A” (Excellent) by AM Best
  • In-house quoting and binding authority


Contact Our Program Administrator

Strickland General Agency


Cliff Strickland, Jr. (

Justin Bennett (